Berhan International Bank wishes to draw users’ attention to the following terms and conditions of use of this website. In consideration for accessing this website, the user agrees to be bound by the terms and conditions contained herein.

1. Access to the site

Users of this site acknowledge that they have the requisite skills and equipment to access and use the site.

Users of this website agree to use the site for lawful purposes only. It is a criminal offence to hack, distort, damage, delete or modify any content or communication on the website, or to hinder or distort the functioning of the site, or illegally introduce data to, or modify the data on the website.

Access to the Berhan Bank website is free of charge. However, all incidental costs arising from third party services to enable access to the website, such as internet access charges, telephone and related telecommunication service charges shall be borne by the user, in accordance with the applicable terms of the relevant service provider.

2. Intellectual Property

Berhan Bank has title and/or rights to all the items that make up the site, particularly the data, designs, graphics, photos and audio tape. It is prohibited to reproduce, represent, commercially distribute or otherwise exploit any of the contents of the site by any means whatsoever, whether in whole or in part, without the prior express authority of Berhan bank. Such action constitutes an infringement of Berhan international bank’s rights for which offenders may be prosecuted.

The trademarks of the publisher of this website and of its partners, and the logos that appear on this site are registered trademarks. Any reproduction, whether in whole or in part, of the said trademarks and logos, without the prior authority of Berhan International Bank or any assignee thereof, is prohibited by law.

3. Contents of the site

Berhan Bank its subsidiaries, affiliates, agents, employees and directors expressly disclaim all warranties, express and implied, as to merchantability and fitness for a particular purpose for all products or services offered on the BIB website. Berhan Bank also does not warrant that the website or any website linked to or from it will be free of interruption, delay, error, or omission.

Berhan Bank shall not be held liable for any decision taken on the basis of information provided on the Berhan Bank website, nor for the use that may be made thereof by third parties. Any person who wishes to use the services and/or the products presented on this site should consult the contractual terms and conditions applicable to the said products and/or services, and the fees/tariff which are available at local branches of Berhan International bank.

Access to the products and services presented on this site may be subject to restrictions for certain persons or in certain countries. No product and/or service shall be provided by Berhan Bank, to any person if such product and/or service contravenes the law in his country of residence, or in any other country with which he is connected. However, it shall be incumbent on the interested party to check in advance that his legal or tax status enables him to subscribe to products and/or services presented on the site, by consulting his personal advisers.

4. Security

For the purpose of internet banking, a User may be required to register himself on the website. At the point of registration, he will be required to provide accurate and complete information on his data, and up-date such information as and when necessary. Upon registration, the User will be required to choose a unique user name and password. The password chosen must be simple and unique. The user should only reveal his user name and password when accessing the website.

Do not write down or record your password in a diary, note pad, or other document which may be accessed by a third party. Please exercise maximum caution in keeping your user name and password confidential. Log-off from the site when your session is over to prevent unauthorized access to your information.

Berhan Bank will NOT request you to provide sensitive information on your account details to any other website link. Customers must not on any account act on such instruction or visit any such website. If your user name or password is subject to unauthorized access, you should immediately inform your nearestBerhan Bank branch.

All customers are advised to secure their Internet banking passwords and ATM pins with utmost confidentiality as the bank will not be liable for any loss arising from third party access to such information.

Berhan Bank requests the user to carefully read the address of the Website which is:

5. Exclusion of Minors

The products offered on the Berhan Bank website are not intended for use by minors.

6. Hyperlinks:

The Berhan Bank website contains hyperlinks to sites that are not managed or controlled by Berhan Bank. Hyperlinks to other websites are accessed solely at the customer’s risk. In consequence, Berhan Bank expressly disclaims all liability for the contents and accuracy of these sites, whether for breach of contract, negligence, tort, or any other cause of action arising from the use of such websites.

Hyperlinks may not be set up to the Berhan Bank website without the prior authorization of the publisher.

7. Personal Details

Users agree that their personal details may be shared with other Berhan Bank subsidiaries, affiliates or member companies from time to time forming part of Berhan Bank for market research and statistical analysis

8. Exclusion of Liability

The User specifically acknowledges that neither Berhan Bank nor its officers, directors, subsidiaries, affiliates is liable for any incidental, indirect, consequential or special loss or damage whatsoever, including but not limited to loss of revenue, business, data, arising from or in any way connected with the performance or use of the site. If dissatisfied with the website or any of its contents, or with this access agreement in whole or in part, your sole and exclusive remedy is to discontinue using the website.

9. Law and Jurisdiction

The content and services offered on this website shall be subject to the terms of this Agreement as well as the internal policies and procedures of Berhan Bank.

This Agreement shall be governed by the law of the Federal Democratic Republic of Ethiopia.


Products and services offered on the site shall be governed by the law of the country indicated in the relevant documentation for the product or service.

10. Acceptance

This agreement has been read and understood by me. I certify that I am an adult and hereby accept the terms and conditions of use of the Berhan Bank website.



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