Individuals privately or jointly with other individuals can open this deposit account;
- personal saving account yields the minimum saving interest rate set by NBE;
 - Deposits and withdrawals can be made with or without a passbook at the branch;
 - This account is not meant for business or trading activities;
 - A valid and renewed ID card & One recent passport-size picture is required;
 - The initial minimum deposit for the opening of saving Accounts shall be Birr 50 (fifty birrs) while the minimum balance for interest accrual is Birr 101 (One hundred one birr).